It’s no secret that there’s a financial literacy problem in America. Americans have over $1 Trillion in debt, which includes mortgages, auto loans, student loans, and massive amounts owed on credit cards ( unsecured debt). With such high monthly debt payments, the average American households have very little monthly discretionary income which makes it difficult for them to consistently save for emergencies, large purchases and most importantly….. contribute to their RETIREMENT.

Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources.

A lack of financial literacy can greatly inhibit Federal Government Career Employees’ ability to reach their financial goals. Even though they have excellent income and benefits. Today, the lack of financial capability, capacity and capital hinders these employees in making everyday purchases comfortably, saving consistently for emergencies, paying cash for large purchases and most importantly contributing the maximum dollar amount to their RETIREMENT.

No worries, know that it is never too late to do something about your financial matters before you retire from your Federal Government Career. You have the ability and power to leverage your income and benefits with strategies and steps to change your personal finances and your life.

This LIVE or Virtual interactive workshop will provide Federal Government Employees with knowledge, strategies and skills to build their individual “Financial Freedom Success Playbook” to live comfortably and securely as they progress in their Federal Government Career to and through Retirement.

Each individual will leave this workshop with:

1. Money management strategies to adjust their personal finances to save, keep and grow their money.

2. Saving, Investing, and Wealth-Building Strategies to organize and optimize their income to pay off debt, build assets and net worth.

3. Pre & post-retirement income strategies to organize, optimize, adjust and align income to your expenses to create more disposable income each month.

4. Savings Strategies for Pre & Post Retirement to build savings and have peace of mind and financial security.

5. Federal Employees Retirement System (FERS) income planning and preparation strategies to create TODAY based on realistic FERS Annuity Estimates, Net Income, leveraging their FERS Supplement, etc. Also, creating their Retirement Exit Strategy to ensure on-time retirement with financial security, managing & growing their Thrift Savings Plan (TSP).